2026 USDA Income Limits
In order to be eligible for many USDA (United States Department of Agriculture) loans, households have to meet the income guidelines and the house to be purchased must be located in an eligible rural area as defined by the USDA.
2026 USDA income limit for a household in
is:
1-4 PERSON HOUSEHOLD
5+ PERSON HOUSEHOLD
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA).
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NMLS# 3030
Our Score
★★★★½4.4
Loan Originations (2024): 361,071
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NMLS# 2611
Our Score
★★★★½4.7
Loan Originations (2024): 58,566
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NMLS# 1450805
Loan Originations: N/A
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- 620 Credit Score Minimum Required
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NMLS# 2487386
Loan Originations: N/A
Comprehensive range of loan options for your needs
- Conventional, VA, FHA, jumbo, USDA loans available
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Source: Lender Loan Originations from 2024 Home Mortgage Disclosure Act data via CFPB.